MiniCFO.io vs QuickBooks Solopreneur

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QuickBooks Solopreneur is Intuit's product for one-person businesses, and it's where Intuit points people who used QuickBooks Self-Employed. Here's an honest look at what it does well, what it costs, and where MiniCFO.io fits. You can also use both.

What QuickBooks Solopreneur does well

• A free plan. Intuit lists up to 2 invoices, 2 receipt uploads, and 5 tracked mileage trips a month on QuickBooks Free.
• Invoices and online payments, with customers paying by card, ACH, Apple Pay, PayPal, or Venmo, per Intuit.
• Automatic mileage tracking with your phone's GPS, and receipt capture in the QuickBooks mobile app.
• Bank and card connections that bring in and sort your transactions.
• Tax help: Expert Assisted Tax powered by TurboTax on the Lite plan (you pay when you file).
• Room to grow into other QuickBooks plans, with accountant access on Simple Start.

If you want invoicing, automatic GPS mileage, and tax filing help in one product, QuickBooks covers more ground than MiniCFO.io.

QuickBooks Solopreneur pricing

On Intuit's Solopreneur page, the plans are Free ($0/mo), Lite ($10/mo), and Simple Start ($38/mo). Intuit was also showing an introductory offer of 50% off for 3 months on the paid plans. Prices as of Oct 27, 2026 on their site; check their site for current pricing.

Source: https://quickbooks.intuit.com/solopreneur/

Where MiniCFO.io fits

MiniCFO.io is narrower on purpose. It's built for mobile service businesses that want quick answers about their own money, not a full accounting system.

• AI answers on your own numbers. Ask the AI chat, or the Live CFO by voice (included in your plan), things like "What did I spend on supplies last month?"
• A 6-month cash flow projection so slow months don't surprise you, plus a weekly summary.
• No bank login needed. Log income and expenses from your phone, or scan a receipt and check what the AI pulled out.
• A tax set-aside estimate with a quarterly due-date card and Mark as Paid (an estimate, not tax advice).
• Built for mobile service trades like lawn care, detailing, cleaning, and pool service, with quick-add templates for repeat jobs and a mileage log.
• Works side by side with QuickBooks by file: import a QuickBooks P&L Detail report and export a Journal Entry CSV. It's file import and export, not a live connection.

Side by side

QuickBooks details come from Intuit's Solopreneur page as of Oct 27, 2026. Plans, limits, and offers change, so check their site. MiniCFO.io's tax and mileage figures are estimates, not tax advice.

Which one should you pick?

Pick QuickBooks Solopreneur if you want invoicing, automatic GPS mileage, bank connections, or tax filing help in one product, or if the free plan covers what you need. Pick MiniCFO.io if you mostly want to know where you stand: what came in, what went out, roughly what to set aside, and what the next six months look like, in plain English, without connecting a bank. If your bookkeeper already uses QuickBooks, you can keep it for the books and use MiniCFO.io day to day.

Try MiniCFO.io for $10 for the first month, then $35/month, no contracts.

QuickBooks, QuickBooks Solopreneur, and TurboTax are trademarks of Intuit Inc. Product names are trademarks of their respective owners. MiniCFO.io is not affiliated with or endorsed by any company named on this page.