MiniCFO.io vs Everlance
Everlance is best known for mileage tracking. If miles are your main concern, it's worth a look. Here's what it does well, what it costs, and where MiniCFO.io fits.
What Everlance does well
- Automatic trip detection: 30 detected trips a month on the free Basic plan, unlimited on Starter and Professional.
- Unlimited manual trips on every plan, IRS-compliant mileage logs, and full route maps.
- Expense tracking with receipt uploads, plus CSV and PDF exports.
- On Professional: automatic expense tracking, an AI deduction finder (iOS only, per Everlance), self-employed tax filing, and $1 million audit defense.
For mileage, Everlance does more than MiniCFO.io. MiniCFO.io's mileage log is a manual trip log, not automatic GPS tracking.
Everlance pricing
On Everlance's pricing page, Basic is $0, Starter is $10.99/month or $89.99/year, and Professional is $19.99/month or $119.99/year. Prices as of Oct 27, 2026 on their site; check their site for current pricing.
Source: https://www.everlance.com/pricing
Where MiniCFO.io fits
MiniCFO.io covers more of the money picture than miles alone, built for mobile service businesses.
- AI answers on your own numbers. Ask the AI chat, or the Live CFO by voice (included in your plan), things like "What did I spend on supplies last month?"
- A 6-month cash flow projection so slow months don't surprise you, plus a weekly summary.
- No bank login needed. Log income and expenses from your phone, or scan a receipt and check what the AI pulled out.
- A tax set-aside estimate with a quarterly due-date card and Mark as Paid (an estimate, not tax advice).
- Built for mobile service trades like lawn care, detailing, cleaning, and pool service, with quick-add templates for repeat jobs and a mileage log.
- Works side by side with QuickBooks by file: import a QuickBooks P&L Detail report and export a Journal Entry CSV. It's file import and export, not a live connection.
Side by side
| Feature | Everlance | MiniCFO.io |
|---|---|---|
| Price | Basic $0; Starter $10.99/month or $89.99/year; Professional $19.99/month or $119.99/year (as of Oct 27, 2026 on Everlance's site) | $10 for the first month, then $35/month, no contracts. |
| Mileage | Automatic trip detection (30 a month on Basic, unlimited on paid plans) plus manual trips | Manual trip log at the IRS standard rate for each trip's date, saved in your browser |
| Receipts | Receipt uploads with expense tracking | Receipt scanning: the AI pulls out the merchant and amount for you to check and log |
| AI | AI deduction finder on Professional (iOS only) | AI chat and Live CFO voice (included) on your own numbers |
| Looking ahead | See their site | 6-month cash flow projection and a weekly summary |
| Taxes | Self-employed tax filing and $1 million audit defense on Professional | Tax set-aside estimate with a quarterly due-date card and Mark as Paid (an estimate, not tax advice). No tax filing. |
| Exports | CSV and PDF exports | CSV export of transactions, and a QuickBooks Journal Entry CSV |
Everlance details come from Everlance's pricing page as of Oct 27, 2026. Plans and prices change, so check their site. Mileage and tax figures in MiniCFO.io are estimates, not tax advice.
Which one should you pick?
Pick Everlance if automatic mileage tracking is what you need most, or if you want tax filing in the same app. Pick MiniCFO.io if you want the wider picture for a service business: income, expenses, a tax set-aside estimate, a 6-month look ahead, and plain-English answers on your own numbers. You can also use a dedicated mileage app for miles and MiniCFO.io for the rest.
Try MiniCFO.io for $10 for the first month, then $35/month, no contracts.
Everlance is a trademark of its owner. Product names are trademarks of their respective owners. MiniCFO.io is not affiliated with or endorsed by any company named on this page.
What is MiniCFO.io?
MiniCFO.io is a simple AI financial assistant for busy mobile service businesses. You keep track of money from your phone, see roughly what to set aside for taxes, and ask questions about your own numbers in plain English. Stop guessing. Start knowing.
- Log income and expenses from your phone in a few taps
- Receipt scanning
- Mileage log for business trips
- Tax set-aside estimate with a quarterly due-date card and Mark as Paid (an estimate, not tax advice)
- 6-month cash flow projection
- Plain-English AI chat and Live CFO voice on your own numbers
- Works side by side with QuickBooks through file import and export, plus CSV export
- Mobile-friendly: add it to your home screen from the browser, no app store needed
Try MiniCFO.io for $10 for the first month, then $35/month, no contracts.
FAQ
Does MiniCFO.io track mileage automatically?
No. MiniCFO.io has a manual mileage log: you add each trip, and it applies the IRS standard mileage rate for the trip's date (72.5¢/mile for trips from Jan 1 to Jun 30, 2026 and 76¢/mile from Jul 1, 2026). Trips are saved in your browser on that device. Mileage figures are estimates, not tax advice.
Are my miles in the CSV export?
No. The CSV export covers transactions. Mileage trips stay in the mileage log.
Does MiniCFO.io connect to my bank?
No. No bank login needed. You log income and expenses from your phone, or scan a receipt and check what the AI pulled out before you log it.
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