# MiniCFO.io — AI Financial Assistant for Small Business

> MiniCFO.io is an AI-powered financial assistant that helps small businesses track income and expenses, forecast cash flow, scan receipts, and get intelligent insights — no accounting expertise required.

## Core Features

- [Dashboard](https://minicfo.io/) — Real-time financial overview with income, expenses, balance, and AI-generated insights
- [Transactions](https://minicfo.io/transactions) — Track income and expenses with category management, vendor/customer linking, and bulk import/export
- [AI Insights](https://minicfo.io/ai-insights) — Ask natural-language questions about your finances and get AI-powered analysis
- [Cash Flow Forecast](https://minicfo.io/cash-flow) — 30/60/90-day cash flow projections based on historical data
- [Reports](https://minicfo.io/reports) — Monthly comparison reports, category breakdowns, and trend analysis

## Key Capabilities

- **Receipt Scanning**: Upload a photo and AI extracts merchant, amount, date, and category automatically
- **QuickBooks Import & Export**: Import P&L Detail reports (.xlsx) and export transaction data as QuickBooks Journal Entry CSV files
- **Tax Estimation**: Configurable self-employment, federal, and state tax rate estimates on the dashboard
- **Recurring Transactions**: Set up automatic monthly entries for rent, subscriptions, and other regular expenses
- **Multi-Currency**: Support for 30+ currencies with proper formatting
- **Vendor & Customer Tracking**: Link transactions to vendors (expenses) or customers (income)

## Pricing

MiniCFO.io offers a free tier with core features. Premium plans available via Stripe for advanced capabilities.

## Links

- [Terms of Service](https://minicfo.io/terms)